Excess & Umbrella

Excess & Umbrella insurance

Excess & umbrella insurance policies are designed to be additional layers of coverage above primary insurance policies, as similar they are, umbrella and excess policies are not the same

Commercial umbrella coverage gives you extra liability coverage to cover costs that exceed your standard general liability, commercial auto, or workers’ compensation policy limits. Without this business coverage, you would have to pay out of pocket for any expenses arising from a claim that cost more than your coverage limits. Such as: legal fees, medical bills and damage expenses.