10 Tips to Become a Better Contractor
Having a contracting business is not easy. You are most likely to face a number of challenges that can prove very tough to deal with, especially when you are not sufficiently prepared. The main key to running a successful contracting business is trying to minimize the...
Death, Taxes, and Audits
When you purchase a commercial insurance policy, such as: General Liability Insurance or Workers’ Compensation, your premium isn’t necessarily final; it’s actually an estimate. This is because your insurance company assigns a premium based upon your projected...
How to Secure a Contractor’s License in California
In the state of California, and many other states, large home construction, repairs, and remodeling projects must be completed by a licensed contractor. California contractor licensure is regulated by the Contractors State License Board, also known as the CSLB. The...
Additional Insured Endorsement: What Does It Mean?
The primary reason you or your company is required to add another party as an Additional Insured, also known as an "AI" to your insurance policy or, in turn, that you may require another party to add you or your company as an Additional Insured to their insurance...
Admitted vs. Non-Admitted Carriers
Definition of an Admitted Insurance Company: An “admitted” or “licensed” insurance company— is an insurance company that must file its rates and specific requirements with the California Department of Insurance (CDI). Once an admitted insurance company files...
What is a Sunset Clause?
A Sunset Clause is an endorsement that some insurance carriers use to limit coverage on a General Liability insurance policy, typically set to a predetermined amount of time, usually 3-5 years. For example, a General Liability policy runs from...
Who Needs Construction Insurance?
If you’re in the construction business, you should always have commercial insurance. Many businesses are required by their clients to carry specific coverages before they can work for them. Businesses involved in construction work often specialize in trades like:...
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Insureaze Insurance Solutions, LLC2021 Fillmore Street, #9186San Francisco, CA 94115Office: (800) 897-8221Fax: (415) 986-0389CA Bus. Lic. #: 0M82333Insurance Made Easy