Upcoming Workers’ Compensation Changes for All California Contractors (Effective 2026) Significant updates to California’s Workers’ Compensation requirements will impact all licensed contractors by early 2026. Below is a clear breakdown of what’s changing and...
Definition of an Admitted Insurance Company: An “admitted” or “licensed” insurance company— is an insurance company that must file its rates and specific requirements with the California Department of Insurance (CDI). Once an admitted insurance company files...
A Sunset Clause is an endorsement that some insurance carriers use to limit coverage on a General Liability insurance policy, typically set to a predetermined amount of time, usually 3-5 years. For example, a General Liability policy runs from...
If you’re in the construction business, you should always have commercial insurance. Many businesses are required by their clients to carry specific coverages before they can work for them. Businesses involved in construction work often specialize in trades like:...
