The policies California contractors actually need — quoted clearly, priced fairly, and backed by A-Rated Carriers. Not sure what your contract requires? We'll help you figure it out.
The foundation of contractor coverage. Protects you against third-party claims for bodily injury and property damage arising from your work — and it's what almost every project owner and GC will require before you set foot on site.
Required by California law the moment you have employees. Covers medical bills and lost wages if someone on your crew is hurt on the job — and protects you from the lawsuits that can follow an injury.
Covers the trucks, vans and equipment haulers your business runs. Personal auto policies won't cover vehicles used for work — this keeps you protected on the road and between job sites.
Extra liability limits stacked on top of your existing policies. Larger contracts and public projects often demand higher limits than a standard GL policy provides — umbrella coverage gets you there affordably.
Protects the tools, equipment and materials that move with your business — in transit, at a temporary job site, or stored off-premises. If it's not nailed down, this is the policy that covers it.
California's CSLB requires a $25,000 surety bond to hold an active contractor's license. We issue them quickly and affordably — plus bid, performance and payment bonds when a project calls for them.
Every classification carries its own risks, requirements, and rates. See all trades we cover, or pick yours below.
Tell us about your trade and your contracts — we'll build a coverage recommendation and quote, usually within one business day.