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BND · Contractor coverage

Contractor’s Bonds

Every active California contractor’s license needs a $25,000 surety bond on file with the CSLB. We issue them fast and affordably — plus the bid, performance, and payment bonds bigger projects demand.

Why it matters

No bond, no license — it’s that simple

The CSLB requires a $25,000 contractor license bond before it will issue or renew an active license. It isn’t insurance for you — it protects your customers and employees if a contractor violates license law — but without it, you can’t legally operate.

You pay a small premium (a percentage of the bond amount, based largely on credit), we handle issuance and CSLB filing, and your license stays active. If a qualifying individual or a disciplinary bond is in the picture, we handle those too — and when you start bidding public or bonded work, we’ll line up bid, performance, and payment bonds.

What it covers

  • CSLB license bond — the $25,000 bond every active license must keep on file
  • Bond of qualifying individual — required when your RMO/RME qualifies the license
  • Disciplinary bonds — higher-amount bonds required after a CSLB disciplinary action
  • Bid bonds — back your bid so you can compete for bonded projects
  • Performance bonds — guarantee the job gets done per the contract
  • Payment bonds — guarantee your subs and suppliers get paid
$25,000

the bond amount California requires for every active license

Small premium

you pay a percentage of the bond amount, not the full $25k

Fast filing

issued and filed with the CSLB quickly — no license gaps

Pairs well with

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Common questions

Contractor’s Bonds, answered

How much does the $25,000 CSLB bond cost?
You never pay the full $25,000 — that’s the amount the surety guarantees. You pay a small annual premium, a percentage of the bond amount based largely on your credit. Tell us about your license and we’ll have a real number back to you within one business day.
Is a bond the same as insurance?
No. Insurance protects you; a license bond protects your customers and employees if a contractor violates license law. If the surety pays a claim on your bond, you’re required to pay the surety back. The full explainer is here →
Do LLC contractors need anything extra?
Yes — on top of the $25,000 license bond, California requires LLC licensees to file a $100,000 LLC employee/worker bond and carry at least $1 million in liability insurance. We can place all three together.
How fast can I get bonded?
Most license bonds are issued the same day and filed with the CSLB right away, so there’s no gap in your license. Renewals work the same way — no paperwork scramble.
What about bid, performance, and payment bonds?
We place those too. When you start bidding public or bonded private work, we’ll set up the surety relationship and line up the bid, performance, and payment bonds the project requires.

Get a Bond quote today

Tell us about your work and we’ll come back with real options — usually within one business day. Certificates are instant once you’re covered.