Insurance Insights
Why Insurance Carriers Are Asking Contractors More Questions Than Ever
If you’re a contractor in California, you may have noticed that getting General Liability insurance, Workers’ Compensation, or renewing an existing...
Workers’ Compensation Requirement Updates with the CSLB
Upcoming Workers’ Compensation Changes for All California Contractors (Effective 2026) Significant updates to California’s Workers’...
10 Tips to Become a Better Contractor
Having a contracting business is not easy. You are most likely to face a number of challenges that can prove very tough to deal with, especially...
Death, Taxes, and Audits
When you purchase a commercial insurance policy, such as: General Liability Insurance or Workers’ Compensation, your premium isn’t necessarily...
How to Secure a Contractor’s License in California
In the state of California, and many other states, large home construction, repairs, and remodeling projects must be completed by a licensed...
Additional Insured Endorsement: What Does It Mean?
The primary reason you or your company is required to add another party as an Additional Insured, also known as an "AI" to your insurance policy or,...
Admitted vs. Non-Admitted Carriers
Definition of an Admitted Insurance Company: An “admitted” or “licensed” insurance company— is an insurance company that must file its rates and...
What is a Sunset Clause?
A Sunset Clause is an endorsement that some insurance carriers use to limit coverage on a General Liability insurance policy, typically set to a...
Who Needs Construction Insurance?
If you’re in the construction business, you should always have commercial insurance. Many businesses are required by their clients to carry specific...